Open Banking has transformed the financial services landscape and led to more innovation in the past 5 years than in the previous 250 years. Now the UK is set to supercharge that innovation with a new phase of accelerated innovation and an explosion of capabilities.
On 4th May 2023, a leaked memo from a Google employee declared that the company “has no moats” when it comes to AI (artificial intelligence). A moat, in business strategy circles at least, means a competitive advantage that you can use to protect your business model. It means different things Continue Reading
Today’s challenge: Serve a public API over HTTPS from a Raspberry Pi. I’ll follow up with an article about containerising the app and running it from docker on the Pi. This article is a fast-paced guide to getting started without stopping to dwell on the details. Some details will be Continue Reading
Remember when the internet was in its infancy? We all had to put up with little 468 x 90 banner ads everywhere you looked – and sometimes we clicked them because we didn’t know better. As time went on we grew smarter, we were able to tell the bad adverts Continue Reading
Google do a lot of good things. They host free webfonts to make the web a nicer place to be. Their cloudy PaaS service, Engine Yard, gets rave reviews. Their maps are better than anyone’s, their mobile OS is the most popular in the world, and their photo hosting offer is Continue Reading
The ‘Sharing Economy’ is disrupting established industries and sending huge, powerful incumbents into a tizzy. Uber and AirBnB have shaken the taxi and hotel sectors, shifting power, control and profits from the RadioCabs and Hiltons of this world and into the hands of ordinary citizens armed with nothing more than a Continue Reading
Google are doing a lot of “10X innovation” right now. That is innovation that isn’t just incrementally better than the competition (like a 10% improvement) but a moon-shot, 10-times improvement. One of these initiatives is called Project Loon: You can sometimes see these balloons being tested off the coast of Continue Reading